Many people do not prefer using cash for everyday purchases. Instead, they use checks, credit cards, debit cards, and even digital wallets. A debit card is a payment card linked to your checking account. You can swipe it at stores to make regular purchases instead of using physical cash. You can also use the card to make purchases online, pay bills, and withdraw money from ATMs. Here are the top choices for debit cards.

U.S. Bank Visa® Debit Card
To get a U.S. Bank Visa® Debit Card, you must open a checking account with them and fill out a form. There are five checking accounts to choose from, each with unique advantages. So, you might want to spend some time selecting a suitable option to link with your card. The U.S. Bank does not impose ATM fees for withdrawals made from U.S. Bank ATMs; however, depending on the account or the number of withdrawals, you might need to pay a fee for withdrawals made from non-U.S. Bank ATMs. Besides debit cards, the bank offers investment accounts, mortgage loans, and credit cards. They also have an app that makes it easy to monitor your spending and transfer money. Customer service is offered around the clock.

Bank of America® Visa Debit® Card
This debit card by Bank of America is a top pick for several reasons. It does not have a monthly or yearly charge, and you can enjoy many deals from well-known retailers and small businesses by using this card, such as cashback for a minimum purchase quantity. The cashback is credited to your account within 30 days. Non-Bank of America network ATMs charge $2.50 for domestic withdrawals and $5 for international withdrawals. In addition, the ATM operator also bills a fee for its services. To enjoy BankAmeriDeals program deals, you must use mobile or internet banking and go through each bargain before making a choice.

Chime Checking Account and Visa® Debit Card
Chime is among the county’s leading financial services providers, and its checking account comes with a debit card. While the company is entirely digital, it owns more than 60,000 in-network ATMs nationwide, making it easy to access your money when needed. The card has no monthly fees, minimum balance fees, or overdraft fees of any kind, and direct deposit allows you to receive your hard-earned money more quickly. You can relax knowing that your funds are protected by FDIC insurance. Chime also offers a savings account with a competitive Annual Percentage Yield (APY).

Empower Debit Card
Empower is a well-known app for personal finance. It is an artificial intelligence-powered solution that integrates standard banking operations with budgeting software. The company’s cash back debit card service is famous, offering one percent cash back on your first $1,000 purchases each month. There is no minimum balance requirement, foreign transaction fee, or insufficient fund cost for the checking account. A savings account, which offers a substantial 2.15 annual percentage yield, is also available on registration. If an account holder refers someone to Empower, their interest rate is doubled for a month, to 4.30 percent.

We recommend conducting further research on the debit cards listed here and comparing the benefits and drawbacks of each. This will help you choose an option that is ideal for your needs. Do not forget to read the terms and conditions carefully before signing up.